CapitalTech through its online global financing platform is offering an innovative program to assist property owners and contractors in rebuilding residential subdivisions, multifamily, commercial, and industrial properties that were damaged or lost due to flooding or other natural disasters. The program is designed to help rebuild better and faster by combining multiple sources of financing to ensure a comprehensive and efficient recovery process.

The financing model includes:

1. Equity in the Land: Property owners can leverage the value of their land as equity, reducing the amount of upfront capital required for rebuilding and increasing the project’s appeal to investors.
2. Insurance Proceeds: Insurance payouts from the property loss serve as a primary funding source, providing immediate liquidity to begin the rebuilding process.
3. Government Grants: CapitalTech assists in identifying and applying for government grants and other relief programs that are available for disaster recovery. These grants provide critical non-repayable funds that support the rebuilding efforts.
4. Senior Secured Loans:
5. Preferred equity from Private Investors: The program introduces a creative financing tool where Accredited investors can participate in the project by contributing capital that provides the potential upside of equity. This structure aligns investor and owner interests and provides flexible capital for the project.

By using these combined financing mechanisms, CapitalTech ensures that rebuilding efforts can proceed quickly and effectively, giving property owners the flexibility to rebuild with enhanced structural integrity and improved facilities. The program also provides contractors with timely funding, allowing them to complete projects without delays commonly associated with single-source financing. CapitalTech’s program aims to create a win-win situation for property owners, contractors, and investors, driving faster recovery and better long-term outcomes.