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How Marketing Mortgage Loans online Helps Borrowers & lenders

CapitalTech’s Bridge Loan Platform significantly reduces costs by providing direct access to Loans Through advanced digital marketing and centralized listings, CapitalTech eliminates the need for high fees, ultimately lowering the overall cost of capital for borrowers and Lenders

 

The CapitalTech platform provides a marketplace where commercial borrowers can list their loan terms and vetted investors can fund these loans in a B2B (Business-to-Business) transaction, streamlining the lending process. 

Here’s how it works:

  1. Borrower Loan Listing: Borrowers, such as real estate developers or real estate owners, can create a profile on the platform and list their specific loan needs, including the type of loan (e.g., bridge loan, construction loan, or revenue-sharing loan), loan amount, interest rates, repayment terms, and project details. This information is presented in a clear, standardized format to attract potential investors.

  2. Investor Access: Accredited investors and institutional investors registered on the platform can browse the available loan opportunities. They have access to detailed information about each borrower’s project, including financial projections, loan terms, and any relevant collateral or security offered. Investors can perform due diligence form a data room directly on the platform, reviewing borrower profiles and project metrics.

  3. B2B Transaction Facilitation: Once an investor finds a loan that meets their investment criteria, they can request a term sheet to send to the borrower. CapitalTech facilitates the transaction, managing the legal, compliance, and financial aspects of the loan agreement between the borrower and the investor.

  4. Automated Document Processing: The platform automates the generation of loan agreements, promissory notes, and security documents. It also ensures compliance with regulatory requirements such as SEC rules for accredited investors and lending laws.

  5. Real-Time Monitoring and Reporting: Both borrowers and investors have access to real-time reporting tools. Borrowers can monitor the progress of their loan listing, while investors can track the performance of their funded loans, including payment schedules and any revenue-sharing distributions.

  6. Revenue Sharing and Origination Points: CapitalTech charges borrowers a platform fee and origination points (a percentage of the loan amount), for listing their loans on the platform and facilitating the transaction. A portion of this fee may also be shared with mortgage brokers who bring clients to the platform.

  7. This platform creates a seamless marketplace where borrowers and investors can engage in efficient, transparent B2B loan transactions, while CapitalTech ensures compliance, security, and ongoing management of the deals.